利用风除理论 ,研究了定期人寿保险破产模型 ,并设计了求解定期人寿保险中的破产概率的一种算法 ,得到定期人寿保险破产概率的一个上界.

In this paper ruin probabilities in the term life insurance context are studied, where the mortality of each insured follows the same life table. The premiums are paid annually at the beginning of each year while the benefits of insured are paid at the end of the year of death. Furthermore, Lundberg type bounds for these probabilities are given.